The government’s help to buy scheme could help thousands of people get on the housing ladder or buy their dream home. How can using an online estate agent help?
The government’s help to buy scheme is the latest attempt to boost growth in the housing market and to give buyers a chance to get on the property ladder.
The scheme is simple. The government will provide you with a guaranteed loan of up to 20% of the purchase price of the house you want to buy. You will be required to pay a deposit of 5% and mortgage the remaining 75%. The loan from the government is interest free for the first 5 years and then switches to an incredibly low rate – 1.75% at the moment. The scheme is available on all homes, not just new builds, and includes properties up to the value of £600,000.
With so many more people set to move house it is more important than ever to make sure you choose the right estate agent.
If you are in the position of needing to take advantage of the help to buy scheme it is likely that cutting house moving costs is high on your list of priorities.
You may choose to advertise the property yourself. If the house sells, this provides the greatest saving as there will be no estate agent fees involved. The downside is you won’t be able to market your property to the widest audience. As a private seller you cannot access sites such as Rightmove and Zoopla where most buyers start their search.
You may choose to use a traditional high street estate agent. However they will charge you anywhere between 1.5% and 4% of the sale price. This could run into thousands and thousands of pounds. If you are using the help to buy scheme, this option should make no sense at all as you want to keep costs under control.
Using an online estate agent like Zevizo Properties will give you the best of both worlds. We provide all the services of a traditional agent but, because we are based online our costs are low and we pass that on to our customers. You would need to handle the viewings but many traditional agents expect you to do this and they will still charge you thousands of pounds.
Online estate agents advertise on all the major property portals where most buyers begin their search. Zevizo Properties lists on Rightmove, Zoopla and many others. We also arrange photographs, floor plans and detailed descriptions of your property.
Most importantly Zevizo Properties, the online estate agent, provide this service from as little as £445 plus VAT. We save customers, on average, £2500 in fees for providing the same services.
Listing your property with us makes good, old fashioned, common sense!
The Help to Buy scheme is a great opportunity to take that first step or to make the house move you have always dreamed of. Increase the benefits by using an online estate agent like Zevizo Properties and save yourself a fortune.
Zevizo Properties is a national, online estate agent marketing properties on all the major property portals. Fees start from as little as £445 plus VAT.