Buyers of new homes can benefit from the Government’s Help to Buy scheme, meaning eligible first-time buyers, and those with a property to sell, can secure a Government loan for 20 per cent of their new home’s full price, requiring a 75 per cent loan-to-value mortgage and a five per cent deposit.

For those needing even more help, the solution to the pitfalls of the property market for all types of buyers could lie with a part-exchange property. Part-exchange customers usually receive a fixed price for their existing property, based on the average of independent professional valuations.

For many property seekers, purchasing a new home can be very fraught with many would be buyers feeling that a lot of issues are outside their control. This can make moving a very stressful time.

Some new home builders will act as the cash buyer, providing peace of mind during what can be a stressful time and making the move a whole lot easier, while the buyer gets the home they want, too.

At the other end of the spectrum, a new house build is likely to be far more energy efficient than an old home. Retirees can reduce their energy bills by downsizing from an older property to a new build apartment saving up to £1000 a year in energy bills. Surveys by independent, qualified assessors compared the energy efficiency and estimated cost of fuel bills for two properties – a traditional three bedroom semi-detached house built in the early 1900s and a brand-new, one bedroom apartment. Results showed a difference in fuel bills typically of over £1,000. The severe weather in the last few years meant people kept their heating on for longer; additionally fuel bills rose, older properties are draughtier, too, and older people who are retired should be able to relax and enjoy their twilight years without worrying unduly about whether or not they can afford to keep warm in the winter. Energy saving features to look out for if you are considering downsizing to a more modern property include double-glazing as standard; cavity wall insulation and low energy light fittings.

A retirement village offers a variety of new homes and facilities such as wellness spa with swimming pool, gym, hair salon, restaurant, bowling green and nature reserve. This is the height of luxury living for retirees and designed to lessen the stress of moving out of a much loved family home into a totally new environment. Some retirement villages, a relatively new concept in the UK, will offer the opportunity to stay as paying guests with either full board, half board or self catering from 3 to 7 nights or more. If you are thinking about retiring, then this is the perfect way to ‘try before you buy’ to see if this kind of living could be for you.